Healthcare. You just may like my ideas.
This is my idea of new healthcare.
See what you get the right person in office.
Easy to understand
All of our kids took care of 100% in healthcare cost free to all of the kids in the USA that are here legally. This means no premiums due for the child. This also changes court things because now both parents will not be fighting or even talking about healthcare for their child, the child is covered under this new healthcare of the USA.
Even kids from other parts of the world when here we will take care of that child till age 18. Must be here legally.
For our children when I say full medical I also mean full eye and dental. Even braces if needed. A doctor will make that call of if need or a want.
Children your healthcare is for full time school.
Drop out of school and you loose your healthcare.
(There is a loop hope, if a judge says okay to keep it because there are things that happened why the child dropped out. Also for children that are home schooled that have no other means to show they in school may use the courts to keep healthcare. Then you be able to keep the healthcare. Still only for kids that are here legally.)
You want to grow up then you pay your healthcare cost.
If going to school (even a trade school) past high school full time the healthcare keeps going up to 90 days after school is complete. ( You get 90 days of healthcare free to you if you complete school.) 1st complete high school get 90 days of healthcare till you enter the working class or, 2nd if you go to higher education and complete that you will get 90 days of healthcare free for you to help you get into the work force.
Look at education page as well.
Age 68 through age 73 100% took care of at 50% off of any healthcare cost, (premiums, prescriptions, doctors, surgery and co-pays.)
Age 74 and up free healthcare cost at 100% no more payments on any kind means no more worries about healthcare cost.
All adults must be U.S. citizens to have the healthcare plan I bring at any age. Non U.S. citizens can get private insurance.
Does not include the extras for getting hurt at work those are full price at any age. And funeral cost are full price at any age as well.
Working class be able to get healthcare cost at $25 a week
with small co-pays.
The spouse of a person is $15 extra per week instead of $25
Vision is $3 a week. covers one pare of glasses a year and if those are broken or lost then it only covers 50% of cost after the 1st pare and up to 2 eye checkups a year no co-pay , any surgery is under the healthcare side but must have vision to get it covered.
Dental is $ 5 a week. Covers 2 visits a year for cleaning or checkup no co-pay. On tooth pull you pay $10 co-pay per tooth. $35 co-pay if you have to be put to sleep per tooth or surgical per tooth. Fill ins is $5 co-pay and caps are $10 co-pay, special caps like gold not covered. Braces cover up to %75 based on what % your teeth need braces. So based on measurement of your teeth that is the % covered up to 75% of the whole bill.
Medicine is covered up to $25 dollars 100% no co-pay.
$25.01 to $500 is covered at 90% the co-pay is 10%.
$500.01 to $1,000 a co-pay be needed at a flat $75
all medicine above $1,000.01 a co-pay is asked of you but not required if you do not have the funds to pay a co-pay. The co-pay will be asked of 25% so what ever you can pay of that 25% you have will be needed.
Surgery, co-pay is $1,000. The rest is covered. 2nd surgery co-pay $800 within same year. 3rd surgery and more is co-pay free. Make a contract with the doctor for payment of co-pay and get done what you need to.
By doing this with co-pays not deductibles will help each of you have real healthcare coverage and keep cost down.
This is not a complete list but at least gives you an idea what I am working on. The list of co pays is a very long list. It be easy to understand once I get the new computers up and going everyone can see a full list of co-pays so you would know 100% what your healthcare cost is without question.
Just an idea what to look for if you vote for me.
People who choose to not have healthcare and able to work anything under $25,000 they pay for. To have eye or dental must choose the $25 week healthcare coverage plus eye and dental, because it all under $25,000.
What your paying for is the part under $25,000 and full coverage. The $25,000 and more is healthcare for something major for within the U.S.A.
You do not have to have our healthcare you can get your own insurance but at no point the government health plan pays on your behalf , the $25,000 does not apply to you. Your insurance be taking care of you and you follow the health plan you have, just like you do now with insurance.
Insurance companies will compete for you and offer you more than the government will.
The government does offer a few of the extras like healthcare, eye and dental work and death. (So at least you know you have something if private insurance not there for you.)
$3 a week will pay your funeral up to $5,000 to help your family out in the end. This is for all U.S. Citizens only at any age. Even a child or 100 plus years old and your health is not a factor in cost. This is the cost.
Work injury short term disability is $2 a week up to 6 months. A person.
Pays up to 80% of your taxable wages up to $5,000 for non covered employer lose of income.(Workers comp. example.) If workers comp. pays only 75% of your wage this would pay the other 25%. Or if the employer had no workers comp insurance you be covered up to 80%.
Long term work injury disability cost per week is $10 a week, covers loss wages up to 18 months at full taxable wages once the workers comp. has stopped payments or employer wages pay. With up to a pay out at $23,000. Witch ever happens 1st, time or money.
One extra thing on getting hurt.
Loss of workable taxable wages to a non working injury.
$12 per week covers 100% of lost wages up to 6 months under a doctor care seen each week.
Even if can not work all premiums must be paid on time or paid early to use the new healthcare in all or part.
No payment of premium then no pay out to you or for you.
Another thought in this healthcare plan is to help you when insurance companies fall on hard times. If you file a claim and the private insurance companies run out of funds to pay your claim when there are too many claims for any one company to pay out. It cost you $5 extra per week when you choose healthcare with eye and dental. $7 per week if not covered by the government insurance. Then if you filed a real claim you can still be paid up to what your insurance would even though they ran out of money you be taken care of. This is for private insurance on home owner insurance on making sure you be taken care of.
This new way of healthcare insurance is a complete replacement of all government healthcare. The private side may be higher or lower. You choose what is right for you. On the private side of insurance they will do what they going to do without the government stepping in anymore like we doing now. I will free up the rules and laws like Obama Care.
Now all have great coverage and freedom.
All of the old government health plans be a thing of the past.
Funding will also change on this new way.
Don’t worry I got you covered if you are voting for me.
Donald Eugene Lowe